Lending Manager

Aug 6, 2021

About the Role: 

Established in 2013, Black & White Bridging is a people centric short-term lender. Our aim is to be one of the best funding partners for intermediaries operating in bridging and development finance. We combine people, products and processes to deliver truly transparent lending with no grey areas.

Due to our continued expansion and growth plans, we are looking for an additional Lending Manager. You will be responsible for assessing and underwriting complex bridging applications from brokers and intermediaries, minimising risk to the company whilst adhering to regulations and standards.

Title: Underwriter
Department: Deal Team
Reporting to: Head of Lending
Location: Wick, Bristol
Salary: Dependant on experience

Main duties and responsibilities:

  • Assess and underwrite bridging loan applications in line with prevailing lending policy and mandate level
  • Assess and resolve risk or any issues of applications
  • Work closely with intermediaries to manage the process from application to completion
  • Assess credit reports, KYC and AML documentation to ensure applications are verified
  • Review valuation reports
  • Approve and reject applications in line with policy and mandate
  • Recommend loans to the Head of Lending or Credit Committee where they fall outside of the lending mandate held
  • Produce high quality and articulate credit papers, presenting a clear rationale for supporting the proposal
  • Manage your own pipeline of cases
  • Liaising with brokers, borrowers and professional partners such as solicitors and surveyors
  • Other ad hoc tasks to ensure swift processing of cases in with any SLAs

Skills and experience:

  • Minimum experience of 1 year property lending, holding a £250,000 mandate or more
  • Strong communication skills
  • Good project and time management skills
  • Comfortable in a fast-moving environment where priorities sometimes change
  • The ability to work under pressure to deadlines
  • Comfortable working to a brief, as part of a team or on your own
  • You must be committed, enthusiastic, flexible and be a lateral thinker
  • Strong attention to detail and ability to identify risks at an early stage
  • Possess strong IT skills with strong working knowledge of MS Office
  • A good sense of humour
  • The desire to succeed through collaboration, not being shy, occasionally standing out from the crowd
  • A self-confident communicator, team player with attention to detail and good time management

Apply now:

If you are interested in being part of the team, then please send a copy of your CV and covering letter to the email below.

careers@blackandwhitebridging.co.uk

THIS POSITION WILL BE FILLED DIRECTLY BY BLACK & WHITE BRIDGING, WE ARE NOT SEEKING TO ENGAGE THE SERIVCES OF A RECRUITER AT THIS TIME.

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