Commercial Bridge

For those clients looking for short-term finance on properties that are part commercial and part residential, we offer bridging solutions that provide the time you need to organise tenants, obtain planning permission and even undertake light refurbishments, before arranging long-term finance.

Semi Commercial & Commercial
Land
Max LTV

75% of 180 Day

55%

Interest rate < 60% LTV

From 0.79%, up to 1.09%

Up to 1.50%

Interest rate < 65% LTV

From 0.99%, up to 1.19%

MAXIMUM LOAN

£7,500,000

MINIMUM LOAN

£50,000

ARRANGEMENT FEE

2%

BROKER COMMISION

Negotiable

INTEREST PAYMENT METHOD

Serviced or retained 

MINIMUM TERM

3 Months

MAXIMUM TERM

18 Months

*90% of purchase price is available on residential and semi-commercial assets subject to that sum being < 70% LTV


Talk to us at Black & White Bridging for a no-nonsense approach to lending, when we say truly transparent lending, we mean it. We are a friendly team of experts ready to help you get the job done with no grey areas, meaning no grey hairs either…

Enquire Now

Send us a message and one of the team will be back with a rapid response regarding your deal. 

PROPERTY

Semi-commercial, commercial and land. 

TENURE

Freehold or leasehold with more than 60 years left on the lease

BORROWER

Up to four UK and non-UK residents and limited companies

TYPE OF CHARGE

First legal charge, a floating charge is required when the borrower is a limited company

WORKS*

Refurbishment and minor development where the appropriate planning permission is in place is permitted on this product

*Please refer to the criteria page for standard loan criteria for all products