Bridging that is truly Black & White...
We don’t charge admin, application, or upfront fees, and when combined with our market-leading rates from 0.69%, we’re confident our pricing won’t be beaten.
Our name makes sense now, doesn’t it?
Truly transparent lending
Dedicated lending managers, that you have unlimited access to put you in total control of the deal. So you can rest easy knowing exactly how things are progressing.
Simple, straightforward deals
No fuss, just honesty. We’ll tell you upfront and quickly whether we can do a deal or not. Once we begin, we’ll be working to a quick completion with good communication.
No hidden surprises
No impossible rate criteria, no sudden hurdles or extra hoops to jump through. The deal will be exactly as expected, from start to finish.
Truly transparent lending
No grey areas, no hidden fees or costs, just high levels of service completed by a tenacious team of property professionals.
Simple straightforward deals
No fuss, just honesty. We’ll tell you upfront and quickly whether we can do a deal or not. Once we begin, we’ll be working to a quick completion with timely and open communication.
No hidden surprises
All our advertised rate criteria is achievable, with no sudden hurdles or extra hoops to jump through. The deal will be exactly as expected, from start to finish.
When it comes to bridging, you can trust us to get the job done. There’s no gimmicks or false promises, we can evidence everything we say. We provide market-leading rates and service, supported by an award-winning team.
At Black & White Bridging, our philosophy is to be truly transparent – giving you certainty. We aim to be transparent all of the time, not some of the time.

How we work with brokers
We focus on giving you market-leading rates and criteria, straightforward products, certainty of outcome, a consistent approach, and access to a knowledgeable team.
You’ll have instant access to our Lending Managers and a team of experts happy to help structure both vanilla and complex cases. We pride ourselves on our ability to solve wide-ranging short-term property transactions.
We also offer outsourced marketing support for our brokers, please speak to your Relationship Manager to find out more.
Your dedicated Lending Managers
Got something you’d like to discuss? Contact one of our dedicated lending managers below to discuss your deal and they’ll be happy to help.

Heather Hancock
Head of Credit
0203 023 0003

Jess Caton
Senior Lending Manager
0117 303 8842

Agnė Januolyte
Lending Manager
0117 303 8840

Najma Hashime
Lending Manager
0203 023 0003

Susan Ansermoz
Lending Manager
0117 937 4333
Case Studies
Take a look at some of our most recent completions to see if we can craft a similar loan for your client. We fund all types of property transactions from purchases, to auctions, refurbishment, refinances, and lots more. If you have a similar case that you’d like us to look at, don’t hesitate to get in touch with the team.

Auction Purchase: Cumbria
Amount funded: £138k
LTV: 60%
Rate: 0.99%
Term: 12 months
Existing borrower is purchasing another auction property to complete renovation works and then refinance onto Buy-to-Let term debt. The property requires some but minimal renovation works compared to other properties owned. This is one of many deals Black & White Bridging have completed for broker Steve Burns.

Eco Home: Bristol
Amount funded: £714k
LTV: 60%
Rate: 0.77%
Term: 14 months
The borrowers, a local husband and wife team, were looking to purchase a vacant plot of land in the sought-after area of Clifton in Bristol. The vision was to build an Eco home that includes the latest green technologies such as solar panels, rain collection, low water flow taps, and a flat living roof designed to provide a habitat for insects and wildlife.
Complex Property: Buxton
Amount funded: £550k
LTV: 31%
Rate: 0.99%
Term: 12 months
Black & White Bridging have provided a bridging loan to fund the refurbishment works for two residential flats above a commercial property. The property is a three storey Grade II listed building originally constructed in the 1800s. The client, an experienced builder, is self-building the project and is aiming to create quality accommodation finished to a very high standard.
Download our product guide

Broker benefits
Some of the reasons you should make us your new lending partner.
Faster than industry average turnaround times
Rapid Response
Simple Transparent Products
Access to dedicated Lending Managers
Enquire now
Got a deal you want to run through, or simply want to understand what we offer? Submit the form or give us a call using the number below.