Residential Bridge

Our bridging products are designed to help clients who are looking at quick property acquisitions or re-structuring opportunities. The products provide you with the time you need to organise tenants, obtain planning permission and even undertake light refurbishments, before arranging long-term finance.

MAXIMUM LOAN

£7,500,000*

MINIMUM LOAN

£50,000

MAXIMUM LTV

75% of 180 day or 90% of PP

ARRANGEMENT FEE

2%

BROKER COMMISION

Negotiable

MONTHLY INTEREST

From 0.79%, up to 1.19%

INTEREST PAYMENT METHOD

Serviced or retained

MINIMUM TERM

3 Months

MAXIMUM TERM

18 Months

*Larger loans available on a case by case basis. Refer for more details. 

*90% of purchase price is available on residential and semi-commercial assets subject to that sum being < 70% LTV

Talk to us at Black & White Bridging for a no-nonsense approach to lending, when we say truly transparent lending, we mean it. We are a friendly team of experts ready to help you get the job done with no grey areas, meaning no grey hairs either…

Enquire Now

Send us a message and one of the team will be back with a rapid response regarding your deal. 

PROPERTY

Residential including HMO’s and non-standard construction properties

TENURE

Freehold or leasehold with more than 60 years left on the lease

BORROWER

Up to four UK and non-UK residents and limited companies

TYPE OF CHARGE

First legal charge, a floating charge is required when the borrower is a limited company

WORKS*

Refurbishment and minor development where the appropriate planning permission is in place is permitted on this product

*Please refer to the criteria page for standard loan criteria for all products