A history of successful capital management with Black & White.

One of the central pillars of success at Black & White is our superb capital management. We pride ourselves on our astute investing, in finding the right balance of risk to reward, and being able to present you a cohesive investment strategy that you completely understand, including what you stand to gain as well as the risks and securities involved.

We approach every investment opportunity looking for the solution that provides the best risk-adjusted returns to all parties in order to build long term mutually beneficial relationships.

A proven track record. 

Since inception in March 2013, across all our lending we are delighted to have achieved a capital and interest loss rate of 0% for our investors.

While there are always dangers, we structure our deals in a way that we are comfortable with and in the unlikely event that recovery is required that our investors are always covered. We achieve this through diligent underwriting and negotiating terms with our borrowers.

And, as a result of our “no grey areas” philosophy, we aren’t hesitant to decline offers that aren’t a good fit for us. We’ve also created an amazing loan book in a short amount of time, with the capacity to fund 400+ new houses and over £87 million in loans in total.

£ 0 m
Total lent to borrowers
0 +
Homes funded by our lending
0
Deals completed
100 %
Loss of investor capital & interest

Pipeline

Black & White has extensive growth plans, we aim on becoming one of the leading lenders in the market and a ‘go-to’ for brokers and intermediaries.

 

Q1:2022
We will complete on c£30m of new business this quarter
Q2/3: 2022
Our analytics are pointing to origination levels at c£90m over the summer months
Q4: 2022
We are on track to hit our annual origination target of £120m

Invest with us

Send us a message to book a chat with our Head of Investments & Capital Markets.