Meet the team

Meet the team, because we are dedicated to building long-lasting partnerships with our brokers. We believe in hiring passionate people and giving them opportunities and an environment in which they can grow. 

Lending team

Here for you every step of the way and making your deals happen…

Heather Hancock

Lending Manager

D: 0117 303 8843

Heather is usually responsible for creating the terms of the deals and has over 11 years of experience in the role. She works closely with our clients and always goes the extra mile to ensure that they are happy with the terms.

Childhood ambition:

Agnė Januolyte​

Lending Manager

D: 0117 303 8840

Agne joined Black & White as an underwriter with several years’ experience in property finance. She is also currently studying Economic Engineering and enjoys complex cases where she can apply some of her theoretical knowledge. 

Childhood ambition:


Charlie Shiers

Lending Assistant

D: 0117 303 8846

Charlie has been in financial services since graduating from University over three years ago. He has great experience dealing with clients, balancing accounts, problem solving and helping out his team.

Childhood ambition:
Man Utd Manager

Mason Ward

Relationship Manager

D: 0117 303 8847

Mason is our Relationships Manager, helping to forge long-lasting partnerships with brokers and borrowers. He comes with a degree in law, heaps of experience and a keen interest in construction.

Childhood ambition:

Millie Pollard

Office Administrator

D: 0117 303 8911

Millie joined Black & White as a Business Admin assistant, and the first member of Black & White’s apprenticeship initiative. She is young, bright and keen to make her mark in property finance. 

Childhood ambition:
Equine Vet

Finance Team

Looking after your borrower post completion…

Sophie Organ

Finance Assistant

D: 0117 303 8845

Working in our finance department, Sophie deals with everything post-completion, compliance agreements and all drawdowns. She has over 15 years of expertise and always puts the client experience first.

Childhood ambition:

Vicky Ashby

Finance Assistant

D: 0117 303 8848

As a finance assistant, Vicky is responsible for reviewing loan documentation and recording transactions. She is currently studying her AAT’s and is working towards becoming an Accountant.

Childhood ambition:


Keeping you in the loop on everything at Black & White…

Ben Cridland


D: 07799 866 005

Ben heads up our marketing here at Black & White. He joined the team to help build the Black & White brand. With a number of years experience in design and marketing, Ben hopes to make a splash with his marketing.

Childhood ambition:

Cleave Redford-Lane

Marketing Assistant

D: 0117 303 8913

Cleave joined Black & White as a Digital Marketing Assistant as part of Black & White’s apprenticeship initiative. Using his skills in film from university and personal projects Cleave is eager to put his abilities to good use.

Childhood ambition:

Management team

Here to listen and ensure the delivery of truly transparent lending with no grey areas…

Martyn Smith

Managing Director

D: 0117 303 8849

Martyn deals with the day to day running of Black & White across all departments. With over 40 years of industry experience, he brings stalwart leadership to Black & White.


Childhood ambition:
F1 Driver

Damien Druce

Commercial Director

D: 0117 303 8912

Damien leads Black & White Bridging in support of Martyn and has been in the industry for over 15 years and has always been people first; whether it’s a broker, a borrower or a member of the team.


Childhood ambition:
Man Utd Player

Naeem Tabassum​

Finance Director

D: 0117 303 8910

With over 15 years’ experience in bridging, Naeem is responsible for the smooth running of our finance team, who ensure the timely completion of loans and all matters thereafter, including broker payments and further drawdowns.

Childhood ambition:

Oli Bland

Head of Lending

D: 0117 303 8844

As our Head of Lending Oli is responsible for making sure deals progress smoothly. Oli has worked as both a broker and a lender so knows how to structure deals that’ll get the job done without fuss.

Childhood ambition:

Nicholas Goss

Head of Investments & Capital Markets

D: 0117 303 8842

Nick is responsible for raising capital at Black & white, he has over 13 years of experience in financial services. Nick has a passion for promoting growth wherever he goes and has a stellar record of managing capital.


Childhood ambition:

Want to join our team?

We are always on the lookout for new talent, so send us your CV to and let us know what you’ve got to offer. We promise we will get back to you.