Refurbishment Bridge

For those with a property that needs refurbishment but don’t have the capital to make these changes. Our bespoke Refurbishment Bridge can provide the capital needed quickly and without the need for a full development loan. 

Minimum Loan

£50,000

MAXIMUM LTGDV

70%

Build costs funded

Up to 100%

ARRANGEMENT FEE

2%

BROKER COMMISION

Negotiable 

Max Drawdown

£250,000

Maximum Loan

£2,500,000*

MONTHLY INTEREST

From 0.79%, up to 1.19%

INTEREST PAYMENT METHOD

Rolled

Exit fee

None

Loan Term

Up to 24 months

*Larger loans available on a case by case basis. Refer for more details. 

*90% of purchase price is available on residential and semi-commercial assets subject to that sum being < 70% LTV

Talk to us at Black & White Bridging for a no-nonsense approach to lending, when we say truly transparent lending, we mean it. We are a friendly team of experts ready to help you get the job done with no grey areas, meaning no grey hairs either…

Minimum Loan

£150,000

Build costs funded

Up to 100%

ARRANGEMENT FEE

2%

BROKER COMMISION

1%

Maximum Loan

£3,000,000

MONTHLY INTEREST

Up to 1.25%

INTEREST PAYMENT METHOD

Rolled

Exit fee

Negotiable

Enquire Now

Send us a message and one of the team will be back with a rapid response regarding your deal. 

PROPERTY

Residential, HMO’s, non-standard construction, commercial and semi-commercial

TYPE OF CHARGE

First legal charge, a floating charge is required when the borrower is a limited company

BORROWER

Up to four UK residents, limited companies and SPV’s

DRAWDOWN AND SITE VISITS

Drawdowns based on monitoring surveyors report with additional site visits undertaken by a representative of B&W as required

EXPERIENCE

Demonstrable experience of similar projects either directly or within the projects team