Black & White Bridging has supported the creation of 1,000 new homes across the UK. Through our range of tailored short-term finance solutions—including residential, commercial, refurbishment, and auction bridging loans, as well as development finance— we are playing a vital role in addressing the UK’s pressing housing shortage.
Formerly Bath & West Finance, founded in 2011, we have empowered property developers and SMEs to deliver quality housing by funding the construction, refurbishment, or repurposing of commercial, vacant, and distressed properties. With an estimated shortfall of 4.3–4.75 million homes in the UK, Black & White Bridging strives to help return much-needed properties to circulation.
Black & White Bridging’s funding extends across the UK and Wales, with the highest concentration of loans in London, Merseyside, Cheshire, West Yorkshire, and Cornwall.
Martyn Smith, Managing Director of Black & White Bridging, commented:
“This is a proud milestone for Black & White Bridging. Our mission has always been to support property developers and SMEs in tackling the UK’s housing crisis by providing innovative, transparent, short-term lending solutions. Whether it’s refurbishing, repurposing, or building new homes, our truly transparent products are designed to empower our clients and help deliver quality housing. We look forward to funding many more projects and helping to provide sustainable housing solutions for communities across the UK.”
A standout example of Black & White Bridging’s impact is with property developer Sam Omonua, who has completed 12 schemes with the lender. Sam’s longstanding relationship with the team highlights the lender’s commitment to building trusted partnerships and delivering reliable financial solutions.
Sam Omonua, CEO at Land to Homes, said: “Working with Black & White Bridging has been a game-changer for my projects. Their expertise, transparency, and hands-on approach have made them a trusted partner in every scheme we’ve delivered together.”
Black & White Bridging’s continued success reinforces its position as a key player in supporting property developers and SMEs, driving progress in addressing the nation’s housing challenges.
