The UK bridging market is on course for a strong year ahead, according to new research from specialist lender Black & White Bridging.
The firm’s latest broker survey reveals that 72% of intermediaries predict growth in the bridging market in 2025, with one in ten forecasting high growth, as demand for fast, flexible finance continues to rise.
The findings suggest a robust outlook for the sector, with a 4.4:1 ratio of growth to contraction predictions, underlining widespread broker confidence despite ongoing macroeconomic uncertainty.
The survey, conducted among the lender’s broker network, reflects growing optimism around the use of bridging finance in both residential and commercial transactions. Brokers cited increased awareness of bridging as a financial tool, greater flexibility from lenders, and strong investor appetite as key drivers of growth.
The findings paint an even more optimistic picture than the latest industry data. The most recent Bridging Trends Q1 2025 report shows that gross lending held steady at £202 million, with completion times improving despite increased volumes. Applications rose slightly from the previous quarter, and there was a notable rise in investment-driven bridging loans—signs of a market building steady momentum.
Damien Druce, Chief Operating Officer, of Black & White Bridging, commented:
“Our survey results reinforce and go beyond the positive indicators we’ve seen in the wider market data. While Q1 figures show a resilient and active market, brokers are clearly seeing strong forward pipelines and greater client appetite for short-term lending solutions. That one in ten are predicting high growth speaks volumes about the sector’s strength as we move further into 2025.”
Martyn Smith, Chief Executive Officer, added: “At Black & White, we’ve seen firsthand how brokers are using bridging creatively to meet client needs, whether that’s chain-breaking loans, auction purchases, or light refurbishment projects. We’re committed to supporting this momentum with straightforward lending and genuine service.”
The survey forms part of Black & White Bridging’s ongoing commitment to tracking market sentiment and supporting brokers with insight-led lending solutions.
